Well hello folks, welcome back to Late Twenties and Broke. I’m your host Jonny F, and yes you read that correctly – my credit card is PAID OFF.
Yes, last update I chopped my credit card down from 4k to only $1,100.A pretty amazing feat for me in only 3 months. A couple weeks later, my next paycheck hit, and I paid that shit off. Zero, baby. And that’s it, I’m debt free.
With all that being said, let’s dig into the numbers and see how the overall picture looks now.
PLTR
$4,128.00(200 shares). $3,632. Well, PLTR has swung down again. Still making some income selling annual out-of-the-money calls though. Holding it 5ever.
KO
$1,8824.00(31.81 shares)$1,862 (31.81 shares) Dipped another twenty bucks, but there is a dividend pending so it’s all good.
DOW
$619.95(11.84 shares).$624.75 (11.99 shares) Same thing, share price went down but got a little DRIP.
VZ
$266.59 (7.35 shares). $279.82 (7.35 shares) No change since November, aside from $5.
MO
$1,226.48 (30.01 shares).$1,275.71 (30.01 shares) No real change from November, aside from $50.
TM
$400.84 (2.07 shares). $388.30 (2.07 shares). No new DRIP, but there is a dividend pending.
STRC
$68 (100 shares). $67.36 . This robotics company hasn’t released their Tony Stark Ironman suits yet, but a man can dream.
EDIT
$19.60 (2 shares). $22.20 This company still doesn’t have the capabilities to develop X-men or Marvel superheroes.
Bitcoin
$10,410.00 (0.274 BTC). $11,503 (0.274 BTC). Up another grand, which is awesome. But you know how BTC is, always swinging around.
BNB coin
$829.92 (3.373BNB). $774.51 (3.37 BNB). Little dip, but it’s crypto. I always assume the dip lol.
DOGE
$103.97(1601 coins). $143.40(1601 coins) Somehow I’m up $4 overall on this one? Nice. I’m used to being sixty dollars underwater.
Silver Coins&Bars
$2,000 (Haven’t purchased any precious metals in Japan)
Employer 401K
$25,456.04$27,596.94 I’m gonna be honest, I’m too lazy to look this one up so we’ll just pretend it’s the same.
RRSPs trapped in Canada
6,611.13USD6,671.13 USD. Pretty standard. This only grows when Tesla goes crazy.
Chequing
$926.11. $629.78
Savings
$6,463.80 $6,465.09 Chilling.
Savings Certificate
$519.86$721.69 Added $200 to this, since I don’t have a credit card to worry about anymore.
Total Assets
$59,388.90$62,039.30 Jeeeeez, I did not expect to have $62,000 in assets. That’s actually phenomenal.
Credit Card
-7,000.18-5669.99$-4,977.16.$4,033.64. –$1,087.45. New balance: $0.00
Credit Card #2
$0.
Credit Card #3
$0.
Total Debt
$–$1,087.45$0.00
August 2023 Total:
$60,951.85.$64, 657.68 Jeeeeez. Up another 3 and a half grand. In literally like, 2 weeks. I am so glad I paid off that damn credit card. Wow.
Officially in the 60K Club for the 2nd update in a row.
Wow, all I can say. From humble fuckin’ beginnings in California, I’ve like doubled my net worth since starting this blog. And become debt free. All while not making a cent off this website haha.
That’s enough rambling for me. Thanks for stopping by Late Twenties And Broke, and come back anytime.
Well hello folks, good to see ya. I’m your host Jonny F, and please enjoy this Net Worth Update here at Late Twenties And Broke.
I know my Bitcoin is up, and my credit card is ALMOST PAID THE FUCK OFF. Just sent them a thousand bucks, got like a thousand left. It’s on it’s last fucking legs. One more paycheck and they’re yelling timber.
But that’s next paycheque. Not today. Let’s take a quick look at how last update was…
PLTR
$1,710.00(200 shares). $2,910. This stinker finally swung back some, up $1200 from last update. Holding this stinker 5ever.
KO
$1,977.81(31.31 shares)$1,904.11. (31.55 shares) A little swing down but got 20% of a share for free.
DOW
$664.99(11.68 shares).$639.14 (11.84 shares) Same thing, share price went down but got a little DRIP.
VZ
$121.78 (3.1 shares). $107.25 (3.21 shares) Drip.
MO
$1,269.00 (28.19 shares).$1,282.37 (29.34 shares) One of the only stocks that went up this time. Plus a lil drip.
TM
$280.38 (2.04 shares). $340.84 (2.07 shares). Nice little jump to offset the others. And drip of course.
Bitcoin
$8,391.6 (0.27 BTC). $7,213.38 (0.274 BTC). A thousand-dollar “loss” and I couldn’t be happier with it.
BNB coin
$1,113.03 (3.32 BNB). $733.98 (3.356 BNB). Price dipped about $400, but I got some more from staking, so overall a win.
DOGE
$148.07(1601 coins). $102.33(1601 coins) Went down forty bucks. I do not stake this, so no gains there.
Silver Coins&Bars
$2,000 (Haven’t purchased any precious metals in Japan)
Employer 401K
$22,756.61$25,456.04 Another 2.5 grand in the bank. Consistency is key.
RRSPs trapped in Canada
5,957.87USD6,673.59 USD. I honestly forgot I had this. It went down a couple updates ago but it’s at its normal price now.
Chequing
$1,198.75. $1,082.76
Savings
$11,742.00$10,602.09 $8,428.80 I actually have no idea where this money is going. Note*
Savings Certificate
$507.04$514.31 Another $7 of growth on this rocket.
Total Assets
$50,757$58,699.02$59,388.90 Not as big of a jump as I was expected, but a lot of my stocks rolled backwards.
Credit Card
-7,000.18-5669.99$-4,977.16. $4,033.64. I shaved another grand off of this, so that’s good. I fucking hate this balance though and want it gone.
Credit Card #2
$0.
Credit Card #3
$0.
Total Debt
$-4,033.64
August 2023 Total:
$45,087$53,412.39 $55,355.26 A positive change of just under 2 grand in 3 months. That’s a healthy delta in my books.
Solidified my position in the 50K club. I see some challenges in the next 3 months though.
So that’s the old info. Got some nice dividend messages when I logged into Robinhood.
Alrighty. And without further ado, let’s get into this fricking update baby.
PLTR
$2,910.00(200 shares). $4,128. Swung up another $1100, still down like 3 grand though lolol. I’m patient though.
KO
$1,904.11(31.55 shares)$1,882 (31.81 shares) Dipped twenty bucks, got a quarter share for free. Same same.
DOW
$639.14(11.84 shares).$619.95 (11.84 shares) Same thing, share price went down but got a little DRIP.
VZ
$107.25 (3.21 shares). $266.59 (7.35 shares) Bought 4 more shares while it was cheap.
MO
$1,282.37 (29.34 shares).$1,226.48 (30.01 shares) Price is back down, but she staying drippy.
TM
$340.84 (2.07 shares). $400.84 (2.07 shares). No new DRIP, but it went up 60 bucks, not bad.
STRC
$68 (100 shares). Random addition in case this company can develop Tony Stark Ironman suits.
EDIT
$19.60 (2 shares). Random addition in case this company can develop X-men and Marvel superheroes.
Bitcoin
$7,213.38 (0.274 BTC). $10,410 (0.274 BTC). Up three grand, that’s what I’m talmbout! Lets see how she’s doing around…May 2025.
BNB coin
$733.98 (3.356BNB). $829.92 (3.37 BNB). Little bump and got more from staking. A win/win.
DOGE
$102.33(1601 coins). $130.97(1601 coins) I don’t stake this, so I don’t really care. Next crypto bubble I’m selling it probably.
Silver Coins&Bars
$2,000 (Haven’t purchased any precious metals in Japan)
Employer 401K
$25,456.04$27,596.94 Another 2 grand in the bank. Not bad at all.
RRSPs trapped in Canada
6,673.59USD6,611.13 USD. Pretty standard. This only grows when Tesla goes crazy.
Chequing
$1,082.76. $926.11
Savings
$8,428.80 $6,463.80 Unfortunately this keeps dipping while I’ve been in Japan. I gotta build it back up to $12,000 where it belongs.
Savings Certificate
$514.31$519.86 Another 5 bucks, this thing is unstoppable.
Total Assets
$59,388.90$62,039.30 Jeeeeez, I did not expect to have $62,000 in assets. That’s actually phenomenal.
Credit Card
-7,000.18-5669.99$-4,977.16.$4,033.64. –$1,087.45. I feel so peaceful seeing this thing get killed. My strategy is working.
Credit Card #2
$0.
Credit Card #3
$0.
Total Debt
$–$1,087.45
August 2023 Total:
$55,355.26 $60,951.85. Wow. Up another 5 grand, AND, my first entry into the 60K club. This is phenomenal.
My first time entering the 60K club. And my credit card is almost dead.
Wow, what an update. From the day I arrived in Japan to now, this short year and a half, my net worth is up 16 grand and I’m almost, almost, almost debt free. This place has been a pressure cooker and very challenging. But a lot of my strategies are paying off.
In January, I’ll say goodbye to Japan and do a lot of work-related travel. I’m actually going to live in 4 different countries during 2024. My biggest challenge will be living frugally and not blowing money on takeout. I already know, that will be my biggest challenge. If I can stick to frugal hotel meals like store-bought tuna, instant rice and ham sandwiches, haha, I can hit 70K for sure by the summer. 70K by summer. Let’s go.
