November 2023 Net Worth Update

Is it that time already?

Well hello folks, good to see ya. I’m your host Jonny F, and please enjoy this Net Worth Update here at Late Twenties And Broke.

I know my Bitcoin is up, and my credit card is ALMOST PAID THE FUCK OFF. Just sent them a thousand bucks, got like a thousand left. It’s on it’s last fucking legs. One more paycheck and they’re yelling timber.

But that’s next paycheque. Not today. Let’s take a quick look at how last update was…

PLTR	$1,710.00(200 shares). $2,910. This stinker finally swung back some, up $1200 from last update. Holding this stinker 5ever.
KO	$1,977.81 (31.31 shares) $1,904.11. (31.55 shares) A little swing down but got 20% of a share for free.
DOW	$664.99(11.68 shares).$639.14 (11.84 shares) Same thing, share price went down but got a little DRIP.
VZ	$121.78 (3.1 shares). $107.25 (3.21 shares) Drip.
MO	$1,269.00 (28.19 shares). $1,282.37 (29.34 shares) One of the only stocks that went up this time. Plus a lil drip.
TM	$280.38 (2.04 shares). $340.84 (2.07 shares). Nice little jump to offset the others. And drip of course.
Bitcoin	$8,391.6 (0.27 BTC). $7,213.38 (0.274 BTC). A thousand-dollar “loss” and I couldn’t be happier with it.
BNB coin	$1,113.03 (3.32 BNB). $733.98 (3.356 BNB). Price dipped about $400, but I got some more from staking, so overall a win.
DOGE	$148.07(1601 coins). $102.33(1601 coins) Went down forty bucks. I do not stake this, so no gains there.
Silver Coins&Bars	$2,000 (Haven’t purchased any precious metals in Japan)
Employer 401K	$22,756.61 $25,456.04 Another 2.5 grand in the bank. Consistency is key.
RRSPs trapped in Canada	5,957.87USD 6,673.59 USD. I honestly forgot I had this. It went down a couple updates ago but it’s at its normal price now.
Chequing	$1,198.75. $1,082.76
Savings	$11,742.00 $10,602.09 $8,428.80 I actually have no idea where this money is going. Note*
Savings Certificate	$507.04 $514.31 Another $7 of growth on this rocket.
Total Assets	$50,757 $58,699.02 $59,388.90 Not as big of a jump as I was expected, but a lot of my stocks rolled backwards.
Credit Card	-7,000.18 -5669.99 $-4,977.16. $4,033.64. I shaved another grand off of this, so that’s good. I fucking hate this balance though and want it gone.
Credit Card #2	$0.
Credit Card #3	$0.
Total Debt	$-4,033.64
August 2023 Total:	$45,087 $53,412.39 $55,355.26 A positive change of just under 2 grand in 3 months. That’s a healthy delta in my books.

So that’s the old info. Got some nice dividend messages when I logged into Robinhood.

Alrighty. And without further ado, let’s get into this fricking update baby.

PLTR	$2,910.00(200 shares). $4,128. Swung up another $1100, still down like 3 grand though lolol. I’m patient though.
KO	$1,904.11 (31.55 shares) $1,882 (31.81 shares) Dipped twenty bucks, got a quarter share for free. Same same.
DOW	$639.14(11.84 shares).$619.95 (11.84 shares) Same thing, share price went down but got a little DRIP.
VZ	$107.25 (3.21 shares). $266.59 (7.35 shares) Bought 4 more shares while it was cheap.
MO	$1,282.37 (29.34 shares). $1,226.48 (30.01 shares) Price is back down, but she staying drippy.
TM	$340.84 (2.07 shares). $400.84 (2.07 shares). No new DRIP, but it went up 60 bucks, not bad.
STRC	$68 (100 shares). Random addition in case this company can develop Tony Stark Ironman suits.
EDIT	$19.60 (2 shares). Random addition in case this company can develop X-men and Marvel superheroes.
Bitcoin	$7,213.38 (0.274 BTC). $10,410 (0.274 BTC). Up three grand, that’s what I’m talmbout! Lets see how she’s doing around…May 2025.
BNB coin	$733.98 (3.356BNB). $829.92 (3.37 BNB). Little bump and got more from staking. A win/win.
DOGE	$102.33(1601 coins). $130.97(1601 coins) I don’t stake this, so I don’t really care. Next crypto bubble I’m selling it probably.
Silver Coins&Bars	$2,000 (Haven’t purchased any precious metals in Japan)
Employer 401K	$25,456.04 $27,596.94 Another 2 grand in the bank. Not bad at all.
RRSPs trapped in Canada	6,673.59USD 6,611.13 USD. Pretty standard. This only grows when Tesla goes crazy.
Chequing	$1,082.76. $926.11
Savings	$8,428.80 $6,463.80  Unfortunately this keeps dipping while I’ve been in Japan. I gotta build it back up to $12,000 where it belongs.
Savings Certificate	$514.31 $519.86 Another 5 bucks, this thing is unstoppable.
Total Assets	$59,388.90 $62,039.30 Jeeeeez, I did not expect to have $62,000 in assets. That’s actually phenomenal.
Credit Card	-7,000.18 -5669.99 $-4,977.16. $4,033.64. –$1,087.45. I feel so peaceful seeing this thing get killed. My strategy is working.
Credit Card #2	$0.
Credit Card #3	$0.
Total Debt	$–$1,087.45
August 2023 Total:	$55,355.26 $60,951.85. Wow. Up another 5 grand, AND, my first entry into the 60K club. This is phenomenal.

Wow, what an update. From the day I arrived in Japan to now, this short year and a half, my net worth is up 16 grand and I’m almost, almost, almost debt free. This place has been a pressure cooker and very challenging. But a lot of my strategies are paying off.

In January, I’ll say goodbye to Japan and do a lot of work-related travel. I’m actually going to live in 4 different countries during 2024. My biggest challenge will be living frugally and not blowing money on takeout. I already know, that will be my biggest challenge. If I can stick to frugal hotel meals like store-bought tuna, instant rice and ham sandwiches, haha, I can hit 70K for sure by the summer. 70K by summer. Let’s go.

Thanks for stopping by,
-Jonny F