Well hello folks, good to see ya. I’m your host Jonny F, and please enjoy this Net Worth Update here at Late Twenties And Broke.
I know my Bitcoin is up, and my credit card is ALMOST PAID THE FUCK OFF. Just sent them a thousand bucks, got like a thousand left. It’s on it’s last fucking legs. One more paycheck and they’re yelling timber.
But that’s next paycheque. Not today. Let’s take a quick look at how last update was…
PLTR
$1,710.00(200 shares). $2,910. This stinker finally swung back some, up $1200 from last update. Holding this stinker 5ever.
KO
$1,977.81(31.31 shares)$1,904.11. (31.55 shares) A little swing down but got 20% of a share for free.
DOW
$664.99(11.68 shares).$639.14 (11.84 shares) Same thing, share price went down but got a little DRIP.
VZ
$121.78 (3.1 shares). $107.25 (3.21 shares) Drip.
MO
$1,269.00 (28.19 shares).$1,282.37 (29.34 shares) One of the only stocks that went up this time. Plus a lil drip.
TM
$280.38 (2.04 shares). $340.84 (2.07 shares). Nice little jump to offset the others. And drip of course.
Bitcoin
$8,391.6 (0.27 BTC). $7,213.38 (0.274 BTC). A thousand-dollar “loss” and I couldn’t be happier with it.
BNB coin
$1,113.03 (3.32 BNB). $733.98 (3.356 BNB). Price dipped about $400, but I got some more from staking, so overall a win.
DOGE
$148.07(1601 coins). $102.33(1601 coins) Went down forty bucks. I do not stake this, so no gains there.
Silver Coins&Bars
$2,000 (Haven’t purchased any precious metals in Japan)
Employer 401K
$22,756.61$25,456.04 Another 2.5 grand in the bank. Consistency is key.
RRSPs trapped in Canada
5,957.87USD6,673.59 USD. I honestly forgot I had this. It went down a couple updates ago but it’s at its normal price now.
Chequing
$1,198.75. $1,082.76
Savings
$11,742.00$10,602.09 $8,428.80 I actually have no idea where this money is going. Note*
Savings Certificate
$507.04$514.31 Another $7 of growth on this rocket.
Total Assets
$50,757$58,699.02$59,388.90 Not as big of a jump as I was expected, but a lot of my stocks rolled backwards.
Credit Card
-7,000.18-5669.99$-4,977.16. $4,033.64. I shaved another grand off of this, so that’s good. I fucking hate this balance though and want it gone.
Credit Card #2
$0.
Credit Card #3
$0.
Total Debt
$-4,033.64
August 2023 Total:
$45,087$53,412.39 $55,355.26 A positive change of just under 2 grand in 3 months. That’s a healthy delta in my books.
Solidified my position in the 50K club. I see some challenges in the next 3 months though.
So that’s the old info. Got some nice dividend messages when I logged into Robinhood.
Alrighty. And without further ado, let’s get into this fricking update baby.
PLTR
$2,910.00(200 shares). $4,128. Swung up another $1100, still down like 3 grand though lolol. I’m patient though.
KO
$1,904.11(31.55 shares)$1,882 (31.81 shares) Dipped twenty bucks, got a quarter share for free. Same same.
DOW
$639.14(11.84 shares).$619.95 (11.84 shares) Same thing, share price went down but got a little DRIP.
VZ
$107.25 (3.21 shares). $266.59 (7.35 shares) Bought 4 more shares while it was cheap.
MO
$1,282.37 (29.34 shares).$1,226.48 (30.01 shares) Price is back down, but she staying drippy.
TM
$340.84 (2.07 shares). $400.84 (2.07 shares). No new DRIP, but it went up 60 bucks, not bad.
STRC
$68 (100 shares). Random addition in case this company can develop Tony Stark Ironman suits.
EDIT
$19.60 (2 shares). Random addition in case this company can develop X-men and Marvel superheroes.
Bitcoin
$7,213.38 (0.274 BTC). $10,410 (0.274 BTC). Up three grand, that’s what I’m talmbout! Lets see how she’s doing around…May 2025.
BNB coin
$733.98 (3.356BNB). $829.92 (3.37 BNB). Little bump and got more from staking. A win/win.
DOGE
$102.33(1601 coins). $130.97(1601 coins) I don’t stake this, so I don’t really care. Next crypto bubble I’m selling it probably.
Silver Coins&Bars
$2,000 (Haven’t purchased any precious metals in Japan)
Employer 401K
$25,456.04$27,596.94 Another 2 grand in the bank. Not bad at all.
RRSPs trapped in Canada
6,673.59USD6,611.13 USD. Pretty standard. This only grows when Tesla goes crazy.
Chequing
$1,082.76. $926.11
Savings
$8,428.80 $6,463.80 Unfortunately this keeps dipping while I’ve been in Japan. I gotta build it back up to $12,000 where it belongs.
Savings Certificate
$514.31$519.86 Another 5 bucks, this thing is unstoppable.
Total Assets
$59,388.90$62,039.30 Jeeeeez, I did not expect to have $62,000 in assets. That’s actually phenomenal.
Credit Card
-7,000.18-5669.99$-4,977.16.$4,033.64. –$1,087.45. I feel so peaceful seeing this thing get killed. My strategy is working.
Credit Card #2
$0.
Credit Card #3
$0.
Total Debt
$–$1,087.45
August 2023 Total:
$55,355.26 $60,951.85. Wow. Up another 5 grand, AND, my first entry into the 60K club. This is phenomenal.
My first time entering the 60K club. And my credit card is almost dead.
Wow, what an update. From the day I arrived in Japan to now, this short year and a half, my net worth is up 16 grand and I’m almost, almost, almost debt free. This place has been a pressure cooker and very challenging. But a lot of my strategies are paying off.
In January, I’ll say goodbye to Japan and do a lot of work-related travel. I’m actually going to live in 4 different countries during 2024. My biggest challenge will be living frugally and not blowing money on takeout. I already know, that will be my biggest challenge. If I can stick to frugal hotel meals like store-bought tuna, instant rice and ham sandwiches, haha, I can hit 70K for sure by the summer. 70K by summer. Let’s go.
